WHY CHARTER?
Unparalleled
VAR flexibility
VAR flexibility
VAR is often known for its lengthy processing times. At Charter, we focus on achieving the fastest VAR transfers—often completed within hours.
Unlike traditional banks and middleware, we connect directly with the Federal Reserve to ensure the fastest, most transparent transfers possible.

Unparalleled VAR flexibility
VAR has a reputation for taking too long. At Charter, we optimise for the fastest VAR transfers possible — often in a matter of hours.
Unlike legacy banks and middleware providers, we have a direct connection to the Federal Reserve to facilitate the quickest transfers.
Unparalleled VAR flexibility
VAR has a reputation for taking too long. At Charter, we optimise for the fastest VAR transfers possible — often in a matter of hours.
Unparalleled VAR flexibility
Unlike traditional banks and middleware, we connect directly with the Federal Reserve to ensure the fastest, most transparent transfers possible.

MORE COMPUTER FUGAZI
And we have an AI chatbot
We're betting on agents replacing our staff next year.
Faster than Wire, and more affordable, too.
Send or request funds. FedNow does both.
API request to creation in seven minutes.
Settle any time, any day. What Bank holiday?
Launch today
In the past, new financial companies had to rely on expensive middleware that linked them to outdated sponsor bank systems, restricting their potential. Our API solves this today.
$29.99
per user per month
- All free plan features and...
- Mainline AI
- Unlimited teams